Access to the right financing can unlock opportunities for individuals and businesses. At OFL, we provide structured credit solutions that support productivity, business growth, and financial stability while maintaining responsible lending practices.
Microloans
Small, short-tenor loans designed to meet urgent personal or micro-enterprise needs.
Salary Advance
Employer/Income-supported advances to help customers bridge short-term needs responsibly.
SME Loans
Working capital and growth financing for small and medium businesses, aligned to business cycles.
Structured Credit
Purpose-driven financing with defined documentation, repayment structures, and monitoring—suited for SMEs and institutions.
LPO Financing
Support for verified local purchase orders to help businesses fulfil supply contracts and deliver on time.
Governance & Consumer Protection
We maintain strict processes to protect customers and ensure operational integrity.
Key practices include:
- KYC-based customer onboarding and verification
- Transparent documentation and recordkeeping
- Secure handling of customer data
- Structured complaints and dispute resolution processes
FAQ’s
Common questions about Okpella Finance Limited
Are you a bank?
No we are not. Okpella Finance Limited is a non-bank finance company and does not present itself as a deposit-taking bank.
How do you offer transfers, POS, cards, and bills payment?
Through sponsor-led settlement governance and approved payments infrastructure delivered via regulated partner institutions.
Do you support SMEs and merchants?
Yes we do, through structured credit, onboarding, merchant enablement, collections and transaction routing within permitted scope.
