Access to the right financing can unlock opportunities for individuals and businesses. At OFL, we provide structured credit solutions that support productivity, business growth, and financial stability while maintaining responsible lending practices.
For more enquiry, call us or visit our office.
Microloans
Small, short-tenor loans designed to meet urgent personal or micro-enterprise needs.
Contract Financing
We provide the upfront capital needed to mobilise resources (materials, labour, logistics) for government or corporate contracts. Repayment is structured against the contract proceeds.
Salary Advance
Employer/Income-supported advances to help customers bridge short-term needs responsibly.
SME & Business Loans
Substantial term loans come with structured repayment plans tailored to your business’s revenue capacity.
Revenue Overdraft
A revolving credit facility linked to your business account that allows you to withdraw more than your current balance, up to a pre-approved limit based on your monthly turnover.
Agriculture Loans
Our Agriculture Loan is a specialised credit facility designed exclusively for farmers, agro-processors, and agribusinesses.
Group Loans
Our Group Loan product is designed for traders, artisans, and farmers who may lack traditional collateral but possess strong community ties. By forming a small group (5–10 members), you can access significant funding based on peer guarantee rather than physical assets. The group acts as a single entity
Governance & Consumer Protection
We maintain strict processes to protect customers and ensure operational integrity.
Key practices include:
- KYC-based customer onboarding and verification
- Transparent documentation and recordkeeping
- Secure handling of customer data
- Structured complaints and dispute resolution processes
FAQ’s
Common questions about Okpella Finance Limited
Are you a bank?
No we are not. Okpella Finance Limited is a non-bank finance company and does not present itself as a deposit-taking bank.
How do you offer transfers, POS, cards, and bills payment?
Through sponsor-led settlement governance and approved payments infrastructure delivered via regulated partner institutions.
Do you support SMEs and merchants?
Yes we do, through structured credit, onboarding, merchant enablement, collections and transaction routing within permitted scope.
